{"id":100040,"date":"2026-09-17T16:42:36","date_gmt":"2026-09-17T16:42:36","guid":{"rendered":"https:\/\/latamloans.com\/?page_id=100040"},"modified":"2026-10-20T23:36:47","modified_gmt":"2026-10-20T23:36:47","slug":"houseloans","status":"publish","type":"page","link":"https:\/\/latamloans.com\/en\/","title":{"rendered":"Pr\u00e9stamos Hipotecarios en Florida Hugo Calvillo Home Loans"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; module_id=\u00bbinicio\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#0D0D0D\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb0px||0px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb1_2,1_2&#8243; use_custom_gutter=\u00bbon\u00bb make_equal=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb100%\u00bb max_width=\u00bb100%\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb0px|6%|0px|6%|true|true\u00bb custom_css_main_element=\u00bbdisplay: flex;||flex-wrap: wrap;||align-items: center;\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_2&#8243; 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_module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<ul>\n<li>Encontrar un pr\u00e9stamo es f\u00e1cil.<\/li>\n<li>Encontrar a alguien que entienda la propiedad, el capital y la decisi\u00f3n detr\u00e1s de ella es diferente.<\/li>\n<li>El pr\u00e9stamo es una herramienta.<\/li>\n<li>La diferencia est\u00e1 en c\u00f3mo la utilizas.<\/li>\n<\/ul>\n<p>[\/et_pb_text][dipl_button buttons_alignment=\u00bbcenter\u00bb admin_label=\u00bbShop Fresh Dairy\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][dipl_button_item button_text=\u00bbRevisar mis opciones de financiamiento  \u00bb button_url=\u00bb#evaluar-compra\u00bb background_fill_style=\u00bbslide_right_fill\u00bb button_bg_color=\u00bb#F04A00&#8243; button_alignment=\u00bbleft\u00bb button_use_icon=\u00bbon\u00bb button_icon=\u00bb&#xe04a;||divi||400&#8243; button_icon_color=\u00bb#FFFFFF\u00bb button_on_hover=\u00bboff\u00bb button_custom_padding=\u00bb10px|10px|10px|5px|true|false\u00bb _builder_version=\u00bb4.27.8&#8243; 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saved_specialty_column_type=\u00bb2_3&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_blurb title=\u00bbM\u00e1s de 240 lenders mayoristas disponibles a trav\u00e9s de Loan Factory\u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb icon_placement=\u00bbleft\u00bb image_icon_width=\u00bb50px\u00bb content_max_width=\u00bb100%\u00bb admin_label=\u00bbFreshness Guaranteed\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb header_level=\u00bbh5&#8243; header_font=\u00bb&#8211;et_global_body_font|500|||||||\u00bb header_font_size=\u00bb20px\u00bb header_font_size_tablet=\u00bb20px\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|desktop\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_blurb][et_pb_blurb title=\u00bbOpciones para homebuyers e inversionistas\u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/homebuyers-e-inversionistas-1.png\u00bb icon_placement=\u00bbleft\u00bb image_icon_width=\u00bb50px\u00bb content_max_width=\u00bb100%\u00bb admin_label=\u00bbEthical Animal Care\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb header_level=\u00bbh5&#8243; header_font=\u00bb&#8211;et_global_body_font|500|||||||\u00bb header_font_size=\u00bb20px\u00bb header_font_size_tablet=\u00bb20px\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|desktop\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_blurb][et_pb_blurb title=\u00bbProgramas tradicionales y Non-QM\u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/Non-QM-1.png\u00bb icon_placement=\u00bbleft\u00bb image_icon_width=\u00bb50px\u00bb content_max_width=\u00bb100%\u00bb admin_label=\u00bbNo Artificial Additives\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb header_level=\u00bbh5&#8243; header_font=\u00bb&#8211;et_global_body_font|500|||||||\u00bb header_font_size=\u00bb20px\u00bb header_font_size_tablet=\u00bb20px\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|desktop\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_blurb][et_pb_blurb title=\u00bbProceso digital y seguimiento del pr\u00e9stamo\u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/Proceso-digital-1.png\u00bb icon_placement=\u00bbleft\u00bb image_icon_width=\u00bb50px\u00bb content_max_width=\u00bb100%\u00bb admin_label=\u00bbTrusted by the Community\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb header_level=\u00bbh5&#8243; header_font=\u00bb&#8211;et_global_body_font|500|||||||\u00bb header_font_size=\u00bb20px\u00bb header_font_size_tablet=\u00bb20px\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|desktop\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_blurb][et_pb_blurb title=\u00bbAtenci\u00f3n en espa\u00f1ol e ingl\u00e9s\u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/Atencion-en-espanol-e-ingles-1.png\u00bb icon_placement=\u00bbleft\u00bb image_icon_width=\u00bb50px\u00bb content_max_width=\u00bb100%\u00bb admin_label=\u00bbTrusted by the Community\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb header_level=\u00bbh5&#8243; header_font=\u00bb&#8211;et_global_body_font|500|||||||\u00bb header_font_size=\u00bb20px\u00bb image_icon_custom_margin=\u00bb-13px||||false|false\u00bb header_font_size_tablet=\u00bb20px\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|desktop\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; module_id=\u00bbsoluciones\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#3E3E3E\u00bb custom_padding=\u00bb42px|||||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb60%\u00bb width_tablet=\u00bb60%\u00bb width_phone=\u00bb60%\u00bb width_last_edited=\u00bbon|desktop\u00bb module_alignment=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_double_color_heading heading_pre_part=\u00bbSOLUCIONES DE FINANCIAMIENTO\u00bb main_part_custom_padding=\u00bb|10px||10px|on|on\u00bb admin_label=\u00bbFarm-Fresh Dairy You\u2019ll Love\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_heading_settings_text_align=\u00bbcenter\u00bb pre_header_font=\u00bb||||||||\u00bb pre_header_text_color=\u00bb#E0E0E0&#8243; pre_header_font_size=\u00bb50px\u00bb main_header_font=\u00bb|600|||||||\u00bb main_header_text_color=\u00bb#dcb14f\u00bb main_header_font_size=\u00bb50px\u00bb custom_margin=\u00bb||8px||false|false\u00bb pre_header_font_size_tablet=\u00bb40px\u00bb pre_header_font_size_phone=\u00bb34px\u00bb pre_header_font_size_last_edited=\u00bbon|phone\u00bb main_header_font_size_tablet=\u00bb40px\u00bb main_header_font_size_phone=\u00bb34px\u00bb main_header_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_double_color_heading][dipl_separator use_with=\u00bbtext\u00bb seprator_thickness=\u00bb2px\u00bb separator_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb body_text_align=\u00bbcenter\u00bb body_text_color=\u00bb#FFFFFF\u00bb body_font_size=\u00bb18px\u00bb width=\u00bb100%\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb15px||15px||true|false\u00bb global_colors_info=\u00bb{}\u00bb]Elije un pr\u00e9stamo que se ajuste a tus objetivos[\/dipl_separator][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb|300|||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb text_font_size=\u00bb20px\u00bb text_line_height=\u00bb1.6em\u00bb text_orientation=\u00bbcenter\u00bb width=\u00bb100%\u00bb max_width=\u00bb100%\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>No todos necesitan el mismo pr\u00e9stamo. Empieza por lo que quieres lograr y desde ah\u00ed revisamos las alternativas que pueden aplicar a tu situaci\u00f3n.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb custom_padding=\u00bb0px||||false|false\u00bb border_radii=\u00bbon|10px|10px|10px|10px\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_scroll_stack_cards icon_size=\u00bb25px\u00bb icon_color=\u00bb#F04A00&#8243; image_icon_custom_padding=\u00bb5px|5px|5px|5px|on|on\u00bb image_size=\u00bb35%\u00bb content_wrap_bg_color=\u00bb#FFFFFF\u00bb content_wrap_custom_padding=\u00bb25px|30px|25px|30px|on|on\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_font=\u00bb||||||||\u00bb title_font_size=\u00bb30px\u00bb background_color=\u00bb#efefef\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb15px|0px|15px|0px|true|true\u00bb border_radii_image=\u00bbon|10px|10px|10px|10px\u00bb border_radii_content_wrap=\u00bbon|10px|10px|10px|10px\u00bb border_radii_card_item=\u00bbon|15px|15px|15px|15px\u00bb border_color_all_card_item=\u00bbRGBA(255,255,255,0)\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb global_colors_info=\u00bb{}\u00bb][dipl_scroll_stack_cards_item title=\u00bbComprar una casa   \u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/09\/Comprar-Una-Casa-Hugo-calvillo.jpg\u00bb show_icon=\u00bbon\u00bb icon=\u00bb&#xe009;||divi||400&#8243; show_button=\u00bbon\u00bb button_text=\u00bbVer opciones para comprar casa \u00bb button_url=\u00bb#evaluar-compra\u00bb icon_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb background_enable_color=\u00bbon\u00bb custom_button=\u00bbon\u00bb button_bg_color=\u00bb#10118b\u00bb custom_margin=\u00bb0px|0px|0px|0px|true|true\u00bb custom_padding=\u00bb15px|25px|15px|25px|false|true\u00bb link_option_url=\u00bb#evaluar-compra\u00bb border_radii=\u00bbon|20px|20px|20px|20px\u00bb global_colors_info=\u00bb{}\u00bb]<strong>Pr\u00e9stamos hipotecarios para comprar vivienda en Florida<\/strong><\/p>\n<p>Si est\u00e1s comprando tu primera casa o tu pr\u00f3xima residencia, revisamos cu\u00e1nto puedes financiar, el down payment, el pago estimado, el cash needed to close y los programas disponibles para tu perfil.[\/dipl_scroll_stack_cards_item][dipl_scroll_stack_cards_item title=\u00bbComprar una propiedad de inversi\u00f3n   \u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/09\/Comprar-Una-Propiedad-De-Inversion-Hugo-calvillo.jpg\u00bb show_icon=\u00bbon\u00bb icon=\u00bb&#xe0ef;||divi||400&#8243; show_button=\u00bbon\u00bb button_text=\u00bbVer opciones para inversionistas   \u00bb button_url=\u00bb#evaluar-compra\u00bb icon_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb background_enable_color=\u00bbon\u00bb custom_button=\u00bbon\u00bb button_bg_color=\u00bb#10118b\u00bb custom_margin=\u00bb0px|0px|0px|0px|true|true\u00bb custom_padding=\u00bb15px|25px|15px|25px|false|true\u00bb link_option_url=\u00bb#evaluar-compra\u00bb border_radii=\u00bbon|20px|20px|20px|20px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><strong>Financiamiento para propiedades de inversi\u00f3n en Florida<\/strong><\/p>\n<p>Si est\u00e1s comprando una rental property o creciendo un portafolio, el pr\u00e9stamo debe analizarse dentro de los n\u00fameros de la inversi\u00f3n.<br \/>Revisamos la propiedad, renta esperada, capital necesario y alternativas de financiamiento disponibles.<\/p>\n<p>[\/dipl_scroll_stack_cards_item][dipl_scroll_stack_cards_item title=\u00bbSelf-employed y business owners\u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/09\/Self-employed-y-business-owners-Hugo-calvillo.jpg\u00bb show_icon=\u00bbon\u00bb icon=\u00bb&#xe0ed;||divi||400&#8243; show_button=\u00bbon\u00bb button_text=\u00bbVer opciones para self-employed\u00bb button_url=\u00bb#evaluar-compra\u00bb icon_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb background_enable_color=\u00bbon\u00bb custom_button=\u00bbon\u00bb button_bg_color=\u00bb#10118B\u00bb custom_margin=\u00bb0px|0px|0px|0px|true|true\u00bb custom_padding=\u00bb15px|25px|15px|25px|false|true\u00bb link_option_url=\u00bb#evaluar-compra\u00bb border_radii=\u00bbon|20px|20px|20px|20px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><strong>Pr\u00e9stamos hipotecarios para trabajadores independientes y empresarios<\/strong><\/p>\n<p>Tener un negocio propio no significa que necesariamente debas documentar tus ingresos de la misma forma que una persona con salario W-2.<br \/>Dependiendo de tu escenario, pueden existir alternativas que utilizan otras formas de documentaci\u00f3n.<br \/>La meta es entender tu situaci\u00f3n financiera y determinar qu\u00e9 opciones pueden ajustarse a ella.<\/p>\n<p>[\/dipl_scroll_stack_cards_item][dipl_scroll_stack_cards_item title=\u00bbForeign nationals   \u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/09\/Foreign-nationals-Hugo-calvillo.jpg\u00bb show_icon=\u00bbon\u00bb icon=\u00bb&#xe0e3;||divi||400&#8243; show_button=\u00bbon\u00bb button_text=\u00bbVer foreign national loans \u00bb button_url=\u00bb#evaluar-compra\u00bb icon_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb background_enable_color=\u00bbon\u00bb custom_button=\u00bbon\u00bb button_bg_color=\u00bb#10118B\u00bb custom_margin=\u00bb0px|0px|0px|0px|true|true\u00bb custom_padding=\u00bb15px|25px|15px|25px|false|true\u00bb link_option_url=\u00bb#evaluar-compra\u00bb border_radii=\u00bbon|20px|20px|20px|20px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><strong>Financiamiento para extranjeros que quieren comprar propiedades en Florida<\/strong><\/p>\n<p>Si vives fuera de Estados Unidos y quieres adquirir una propiedad en Florida, pueden existir opciones de financiamiento dise\u00f1adas para determinados foreign national borrowers.<\/p>\n<p>[\/dipl_scroll_stack_cards_item][dipl_scroll_stack_cards_item title=\u00bbRefinanciar una propiedad    \u00bb image=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/09\/Refinanciar-una-propiedad-Hugo-calvillo.jpg\u00bb show_icon=\u00bbon\u00bb icon=\u00bb&#xe029;||divi||400&#8243; show_button=\u00bbon\u00bb button_text=\u00bbVer opciones de refinanciamiento \u00bb button_url=\u00bb#evaluar-compra\u00bb icon_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb background_enable_color=\u00bbon\u00bb custom_button=\u00bbon\u00bb button_bg_color=\u00bb#10118B\u00bb custom_margin=\u00bb0px|0px|0px|0px|true|true\u00bb custom_padding=\u00bb15px|25px|15px|25px|false|true\u00bb link_option_url=\u00bb#evaluar-compra\u00bb border_radii=\u00bbon|20px|20px|20px|20px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><strong>Opciones de mortgage refinance y acceso a equity<\/strong><\/p>\n<p>Si ya tienes una propiedad, podemos revisar si existe una alternativa de refinanciamiento que responda a un objetivo espec\u00edfico.<br \/>Refinanciar debe responder a una raz\u00f3n concreta.<br \/>Reducir un pago, modificar t\u00e9rminos, acceder a equity o reorganizar una estructura existente son objetivos diferentes y deben evaluarse como tales.<\/p>\n<p>[\/dipl_scroll_stack_cards_item][\/dipl_scroll_stack_cards][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#FFFFFF\u00bb custom_padding=\u00bb45px||45px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row module_id=\u00bbcalculadora\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb10px||10px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_double_color_heading heading_pre_part=\u00bbCALCULADORA \u00bb main_part_custom_padding=\u00bb|10px||10px|on|on\u00bb admin_label=\u00bbTrusted Dairy, Fresh from the Farm\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_heading_settings_text_align=\u00bbcenter\u00bb pre_header_font=\u00bb||||||||\u00bb pre_header_font_size=\u00bb50px\u00bb main_header_font=\u00bb|600|||||||\u00bb main_header_text_color=\u00bb#dcb14f\u00bb main_header_font_size=\u00bb50px\u00bb custom_margin=\u00bb||15px||false|false\u00bb pre_header_font_size_tablet=\u00bb40px\u00bb pre_header_font_size_phone=\u00bb34px\u00bb pre_header_font_size_last_edited=\u00bbon|phone\u00bb main_header_font_size_tablet=\u00bb40px\u00bb main_header_font_size_phone=\u00bb34px\u00bb main_header_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_double_color_heading][dipl_separator use_with=\u00bbtext\u00bb seprator_thickness=\u00bb2px\u00bb separator_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb body_text_align=\u00bbcenter\u00bb body_text_color=\u00bb#0D0D0D\u00bb body_font_size=\u00bb20px\u00bb width=\u00bb90%\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb15px||15px||true|false\u00bb global_colors_info=\u00bb{}\u00bb]Herramienta de Financiaci\u00f3n financiera[\/dipl_separator][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#3E3E3E\u00bb text_font_size=\u00bb20px\u00bb header_3_text_color=\u00bb#3E3E3E\u00bb header_3_font_size=\u00bb20px\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb||0px||false|false\u00bb custom_padding=\u00bb||20px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]Modela escenarios de financiamiento en tiempo real  [\/et_pb_text][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb15px\u00bb text_orientation=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb]<form class=\"mcalc mcalc-conventional mcalc-color\" name=\"cv\" id=\"id_cv\">\n    \n<div>\n  <div class=\"mcalc-main\">\n    <div class=\"mcalc-half mcwp-purchase\">\n      <label for=\"inp_purchase_price\">Purchase Price<\/label>\n      <i>$<\/i>\n      <input type=\"text\" name=\"purchase_price\" id=\"inp_purchase_price\" value=\"250,000\" class=\"mcalc-dollar\">\n    <\/div>\n    <div class=\"mcalc-half mcwp-term\">\n      <label for=\"mortgage_term_yr\">Mortgage Term<\/label>\n      <select name=\"mortgage_term\" id=\"mortgage_term_yr\">\n        <option value=\"30\">30 Years<\/option>\n        <option value=\"25\">25 Years<\/option>\n        <option value=\"20\">20 Years<\/option>\n        <option value=\"15\">15 Years<\/option>\n        <option value=\"10\">10 Years<\/option>\n        <option value=\"5\">5 Years<\/option>\n      <\/select>\n    <\/div>\n    <div class=\"mcalc-half mcwp-down-payment\">\n      <label class=\"mcalc-half\" for=\"down_payment_inp\">Down Payment ($)<\/label>\n\n      <input type=\"text\" name=\"down_payment\" id=\"down_payment_inp\" value=\"\"  class=\"mcalc-half\">\n\n      <input id=\"ex1 e1\" class=\"ex1 down_payment_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"80\" data-slider-step=\"1\" data-slider-value=\"5\" data-slider-arialabel=\"DP Slider\" \/>\n      <p class=\"mcalc-percent\">5%<\/p>\n    <\/div>\n\n    <div class=\"mcalc-half mcwp-taxes\">\n      <label class=\"mcalc-half\" for=\"annual_tax_inp\">Annual Taxes ($)<\/label>\n      <input type=\"text\" name=\"annual_taxes\" id=\"annual_tax_inp\" value=\"\" class=\"mcalc-half\">\n      <input id=\"ex1 e2\" class=\"ex1 annual_tax_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"20\" data-slider-step=\"0.1\" data-slider-value=\"1\" title=\"Tax Slider\" \/>\n      <p class=\"mcalc-percent\">1%<\/p>\n    <\/div>\n\n    <div class=\"mcalc-full mcwp-interest-rate\">\n      <label for=\"ex1\">Interest Rate (%)<\/label>\n\n      <input id=\"ex1 e3\" name=\"interest_rate\" class=\"ex1 interest_rate_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"1\" data-slider-max=\"30\" data-slider-step=\".125\" data-slider-value=\"5\"\/>\n\n      <p class=\"mcalc-percent\">5%<\/p>\n    <\/div><div class=\"mcalc-half mcwp-insurance\">\n      <label for=\"annual_insurance_inp\">Annual Insurance<\/label>\n      <i>$<\/i>\n      <input type=\"text\" name=\"annual_insurance\" id=\"annual_insurance_inp\" value=\"600\" class=\"mcalc-dollar\">\n    <\/div><div class=\"mcalc-half mcwp-hoa\">\n      <label for=\"monthly_hoa_inp\">Monthly HOA<\/label>\n      <i>$<\/i>\n\n      <input type=\"text\" name=\"monthly_hoa_form\" id=\"monthly_hoa_inp\" value=\"50\" class=\"mcalc-dollar\">\n\n    <\/div><div class=\"mcalc-full mcwp-results\">\n      <label for=\"cal1_email\">Want a Copy of the Results?<\/label>\n      <input type=\"email\" id=\"cal1_email\" placeholder=\"Enter your email address\" value=\"\" name=\"email\" \/>\n      <input type=\"button\" id=\"wpmc1_send_mail\" class=\"mcwp-submit bg cv_submit mcalc-color\" value=\"Send Results!\">\n    <\/div>\n  <\/div>\n  <div class=\"mcalc-values\">\n    <div class=\"mcalc-results\">\n      <h2 class=\"mcalc-value mcalc-payment\">$<span id=\"emmp_div_span\">1421<\/span>\n      <\/h2>\n      <h3>Monthly Payment<\/h3>\n      <p class=\"mcwp-pi\">Principal & Interest <strong class=\"mcalc-value\">$<span id=\"pi_div_span\">1421<\/span><\/strong><\/p>\n      <p class=\"mcwp-mt\">Monthly Taxes <strong class=\"mcalc-value\">$<span id=\"mtax_div_span\">1421<\/span><\/strong><\/p>\n      <p>Monthly HOA <strong class=\"mcalc-value\">$<span id=\"hoa_div_span\">1421<\/span><\/strong><\/p>\n      <p>Monthly Insurance <strong class=\"mcalc-value\">$<span id=\"minsure_div_span\">1421<\/span><\/strong><\/p>\n      <small><\/small>\n    <\/div>\n  <\/div>\n<\/div>\n<input type=\"hidden\" name=\"principal_and_interest\" class=\"pi_div_span\" \/>\n<input type=\"hidden\" name=\"calculation_result\" class=\"emmp_div_span\" \/>\n<input type=\"hidden\" name=\"monthly_taxes\" class=\"mtax_div_span\" \/>\n<input type=\"hidden\" name=\"monthly_insurance\" class=\"minsure_div_span\" value=\"\"\/>\n<input type=\"hidden\" name=\"monthly_mortgage_insurance\" class=\"mmi_div_span\" \/>\n<input type=\"hidden\" name=\"monthly_hoa\" class=\"hoa_div_span\" value=\"\"\/>\n<input type=\"hidden\" name=\"type\" value=\"cv\"\/>\n\n      <input type=\"hidden\" name=\"action\" value=\"mcwp_sendmail\"\/>\n    <\/form><\/p>\n<p>**Calculo ilustrativo preliminar.  No constituye compromiso formal de tasa o aprobaci\u00f3n crediticia.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb custom_padding=\u00bb45px||45px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row module_id=\u00bbevaluar-compra\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb10px||10px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_double_color_heading heading_pre_part=\u00bb\u00bfEst\u00e1s evaluando una compra, inversi\u00f3n o refinanciamiento?\u00bb main_part_custom_padding=\u00bb|10px||10px|on|on\u00bb admin_label=\u00bbTrusted Dairy, Fresh from the Farm\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_heading_settings_text_align=\u00bbcenter\u00bb pre_header_font=\u00bb||||||||\u00bb pre_header_font_size=\u00bb50px\u00bb main_header_font=\u00bb|600|||||||\u00bb main_header_text_color=\u00bb#dcb14f\u00bb main_header_font_size=\u00bb50px\u00bb custom_margin=\u00bb||15px||false|false\u00bb pre_header_font_size_tablet=\u00bb40px\u00bb pre_header_font_size_phone=\u00bb34px\u00bb pre_header_font_size_last_edited=\u00bbon|phone\u00bb main_header_font_size_tablet=\u00bb40px\u00bb main_header_font_size_phone=\u00bb34px\u00bb main_header_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_double_color_heading][dipl_separator use_with=\u00bbtext\u00bb seprator_thickness=\u00bb2px\u00bb separator_color=\u00bb#f04a00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb body_text_align=\u00bbcenter\u00bb body_text_color=\u00bb#0D0D0D\u00bb body_font_size=\u00bb20px\u00bb width=\u00bb90%\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb15px||15px||true|false\u00bb global_colors_info=\u00bb{}\u00bb]Cu\u00e9ntame qu\u00e9 est\u00e1s tratando de financiar[\/dipl_separator][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#3E3E3E\u00bb text_font_size=\u00bb20px\u00bb header_3_text_color=\u00bb#3E3E3E\u00bb header_3_font_size=\u00bb20px\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb||0px||false|false\u00bb custom_padding=\u00bb||20px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]Revisaremos tu escenario para identificar cu\u00e1les pueden ser los siguientes pasos.<\/p>\n<p><iframe\n    src=\"https:\/\/api.leadconnectorhq.com\/widget\/form\/CnG5rnMUBcFBWBSu8egL\"\n    style=\"width:100%;height:100%;border:none;border-radius:8px\"\n    id=\"inline-CnG5rnMUBcFBWBSu8egL\" \n    data-layout=\"{'id':'INLINE'}\"\n    data-trigger-type=\"alwaysShow\"\n    data-trigger-value=\"\"\n    data-activation-type=\"alwaysActivated\"\n    data-activation-value=\"\"\n    data-deactivation-type=\"neverDeactivate\"\n    data-deactivation-value=\"\"\n    data-form-name=\"Loans Hugo Evaluar compra\"\n    data-height=\"1307\"\n    data-layout-iframe-id=\"inline-CnG5rnMUBcFBWBSu8egL\"\n    data-form-id=\"CnG5rnMUBcFBWBSu8egL\"\n    data-cookie-consent=\"true\"\n    data-cookie-consent-provider=\"auto\"\n    title=\"Loans Hugo Evaluar compra\"\n    \n        ><br \/>\n<\/iframe><br \/>\n<script src=\"https:\/\/link.msgsndr.com\/js\/form_embed.js\"><\/script>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; module_id=\u00bbproceso\u00bb module_class=\u00bbdhr-services\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_enable_color=\u00bboff\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb25px||25px||true|false\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row module_id=\u00bbproceso\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb10px||10px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_double_color_heading heading_pre_part=\u00bb\u00bfC\u00f3mo obtener un pr\u00e9stamo hipotecario?\u00bb main_part_custom_padding=\u00bb|10px||10px|on|on\u00bb admin_label=\u00bbTrusted Dairy, Fresh from the Farm\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_heading_settings_text_align=\u00bbcenter\u00bb pre_header_font=\u00bb||||||||\u00bb pre_header_font_size=\u00bb50px\u00bb main_header_font=\u00bb|600|||||||\u00bb main_header_text_color=\u00bb#dcb14f\u00bb main_header_font_size=\u00bb50px\u00bb custom_margin=\u00bb||15px||false|false\u00bb pre_header_font_size_tablet=\u00bb40px\u00bb pre_header_font_size_phone=\u00bb34px\u00bb pre_header_font_size_last_edited=\u00bbon|phone\u00bb main_header_font_size_tablet=\u00bb40px\u00bb main_header_font_size_phone=\u00bb34px\u00bb main_header_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_double_color_heading][dipl_separator use_with=\u00bbtext\u00bb seprator_thickness=\u00bb2px\u00bb separator_color=\u00bb#F04A00&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb body_text_align=\u00bbcenter\u00bb body_text_color=\u00bb#0D0D0D\u00bb body_font_size=\u00bb20px\u00bb width=\u00bb90%\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb15px||15px||true|false\u00bb global_colors_info=\u00bb{}\u00bb]El proceso empieza entendiendo tu situaci\u00f3n[\/dipl_separator][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#3E3E3E\u00bb text_font_size=\u00bb20px\u00bb header_3_text_color=\u00bb#3E3E3E\u00bb header_3_font_size=\u00bb20px\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbcenter\u00bb custom_padding=\u00bb||20px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]No necesitas conocer todos los loan programs antes de comenzar. [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; use_custom_gutter=\u00bbon\u00bb make_equal=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(224,224,224,0.1)\u00bb custom_padding=\u00bb20px|30px|20px|30px|true|true\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb box_shadow_style=\u00bbpreset1&#8243; box_shadow_color=\u00bbrgba(0,0,0,0.08)\u00bb global_colors_info=\u00bb{}\u00bb background__hover_enabled=\u00bbon|desktop\u00bb background_color__hover=\u00bb#F7F2EB\u00bb background_enable_color__hover=\u00bbon\u00bb][et_pb_image src=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb title_text=\u00bblenders mayoristas 1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb30%\u00bb filter_saturate=\u00bb200%\u00bb global_colors_info=\u00bb{}\u00bb filter_brightness__hover_enabled=\u00bboff|desktop\u00bb][\/et_pb_image][et_pb_text admin_label=\u00bb01&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb&#8211;et_global_heading_font|700|||||||\u00bb text_font_size=\u00bb60px\u00bb header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb positioning=\u00bbabsolute\u00bb position_origin_a=\u00bbtop_right\u00bb vertical_offset=\u00bb40px\u00bb horizontal_offset=\u00bb20px\u00bb text_orientation=\u00bbright\u00bb width=\u00bb40%\u00bb text_font_size_tablet=\u00bb50px\u00bb text_font_size_phone=\u00bb40px\u00bb text_font_size_last_edited=\u00bbon|phone\u00bb custom_css_main_element=\u00bb\/*-webkit-background-clip: text;||-webkit-text-fill-color: transparent;||-webkit-text-stroke-color: #e67e22||;||||-webkit-text-stroke-width: 1px;*\/\u00bb global_colors_info=\u00bb{}\u00bb]01[\/et_pb_text][et_pb_heading title=\u00bbRevisamos tu objetivo   \u00bb admin_label=\u00bbKitchen Remodeling\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh4&#8243; title_font=\u00bb|600|||||||\u00bb title_font_size=\u00bb24px\u00bb title_line_height=\u00bb1.3em\u00bb custom_margin=\u00bb||10px||false|false\u00bb title_font_size_tablet=\u00bb26px\u00bb title_font_size_phone=\u00bb24px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]Primero definimos qu\u00e9 quieres hacer.Comprar, Refinanciar, Utilizar equity. O conocer tu capacidad antes de buscar una propiedad.<\/p>\n<p>Eso nos permite empezar desde el escenario correcto.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(224,224,224,0.1)\u00bb custom_padding=\u00bb20px|30px|20px|30px|true|true\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb box_shadow_style=\u00bbpreset1&#8243; box_shadow_color=\u00bbrgba(0,0,0,0.08)\u00bb global_colors_info=\u00bb{}\u00bb background__hover_enabled=\u00bbon|hover\u00bb background_color__hover=\u00bb#F7F2EB\u00bb background_enable_color__hover=\u00bbon\u00bb][et_pb_image src=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb title_text=\u00bblenders mayoristas 1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb30%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text admin_label=\u00bb01&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb&#8211;et_global_heading_font|700|||||||\u00bb text_font_size=\u00bb60px\u00bb header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb positioning=\u00bbabsolute\u00bb position_origin_a=\u00bbtop_right\u00bb vertical_offset=\u00bb40px\u00bb horizontal_offset=\u00bb20px\u00bb text_orientation=\u00bbright\u00bb width=\u00bb40%\u00bb text_font_size_tablet=\u00bb50px\u00bb text_font_size_phone=\u00bb40px\u00bb text_font_size_last_edited=\u00bbon|phone\u00bb custom_css_main_element=\u00bb\/*-webkit-background-clip: text;||-webkit-text-fill-color: transparent;||-webkit-text-stroke-color: #e67e22||;||||-webkit-text-stroke-width: 1px;*\/\u00bb global_colors_info=\u00bb{}\u00bb]02[\/et_pb_text][et_pb_heading title=\u00bbEvaluamos tu perfil   \u00bb admin_label=\u00bbKitchen Remodeling\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh4&#8243; title_font=\u00bb|600|||||||\u00bb title_font_size=\u00bb24px\u00bb title_line_height=\u00bb1.3em\u00bb custom_margin=\u00bb||10px||false|false\u00bb title_font_size_tablet=\u00bb26px\u00bb title_font_size_phone=\u00bb24px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]Revisamos la informaci\u00f3n relevante para determinar qu\u00e9 alternativas pueden estar disponibles.<br \/>\nDependiendo del pr\u00e9stamo, esto puede incluir:<br \/>\ningresos, activos, cr\u00e9dito, deudas, down payment, reservas, propiedad, renta del activo y documentaci\u00f3n.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(224,224,224,0.1)\u00bb custom_padding=\u00bb20px|30px|20px|30px|true|true\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb box_shadow_style=\u00bbpreset1&#8243; box_shadow_color=\u00bbrgba(0,0,0,0.08)\u00bb global_colors_info=\u00bb{}\u00bb background__hover_enabled=\u00bbon|hover\u00bb background_color__hover=\u00bb#F7F2EB\u00bb background_enable_color__hover=\u00bbon\u00bb][et_pb_image src=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb title_text=\u00bblenders mayoristas 1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb30%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text admin_label=\u00bb01&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb&#8211;et_global_heading_font|700|||||||\u00bb text_font_size=\u00bb60px\u00bb header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb positioning=\u00bbabsolute\u00bb position_origin_a=\u00bbtop_right\u00bb vertical_offset=\u00bb40px\u00bb horizontal_offset=\u00bb20px\u00bb text_orientation=\u00bbright\u00bb width=\u00bb40%\u00bb text_font_size_tablet=\u00bb50px\u00bb text_font_size_phone=\u00bb40px\u00bb text_font_size_last_edited=\u00bbon|phone\u00bb custom_css_main_element=\u00bb\/*-webkit-background-clip: text;||-webkit-text-fill-color: transparent;||-webkit-text-stroke-color: #e67e22||;||||-webkit-text-stroke-width: 1px;*\/\u00bb global_colors_info=\u00bb{}\u00bb]03[\/et_pb_text][et_pb_heading title=\u00bbComparamos opciones   \u00bb admin_label=\u00bbKitchen Remodeling\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh4&#8243; title_font=\u00bb|600|||||||\u00bb title_font_size=\u00bb24px\u00bb title_line_height=\u00bb1.3em\u00bb custom_margin=\u00bb||10px||false|false\u00bb title_font_size_tablet=\u00bb26px\u00bb title_font_size_phone=\u00bb24px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]Cuando existen diferentes alternativas, revisamos sus caracter\u00edsticas para que puedas entender las diferencias entre ellas.<\/p>\n<p>No solamente la tasa, tambi\u00e9n costos, pago, capital requerido, requisitos y t\u00e9rminos.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,1_3,1_3&#8243; use_custom_gutter=\u00bbon\u00bb make_equal=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(224,224,224,0.1)\u00bb custom_padding=\u00bb20px|30px|20px|30px|true|true\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb box_shadow_style=\u00bbpreset1&#8243; box_shadow_color=\u00bbrgba(0,0,0,0.08)\u00bb global_colors_info=\u00bb{}\u00bb background__hover_enabled=\u00bbon|hover\u00bb background_color__hover=\u00bb#F7F2EB\u00bb background_enable_color__hover=\u00bbon\u00bb][et_pb_image src=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb title_text=\u00bblenders mayoristas 1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb30%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text admin_label=\u00bb01&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb&#8211;et_global_heading_font|700|||||||\u00bb text_font_size=\u00bb60px\u00bb header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb positioning=\u00bbabsolute\u00bb position_origin_a=\u00bbtop_right\u00bb vertical_offset=\u00bb40px\u00bb horizontal_offset=\u00bb20px\u00bb text_orientation=\u00bbright\u00bb width=\u00bb40%\u00bb text_font_size_tablet=\u00bb50px\u00bb text_font_size_phone=\u00bb40px\u00bb text_font_size_last_edited=\u00bbon|phone\u00bb custom_css_main_element=\u00bb\/*-webkit-background-clip: text;||-webkit-text-fill-color: transparent;||-webkit-text-stroke-color: #e67e22||;||||-webkit-text-stroke-width: 1px;*\/\u00bb global_colors_info=\u00bb{}\u00bb]04[\/et_pb_text][et_pb_heading title=\u00bbIniciamos la aplicaci\u00f3n   \u00bb admin_label=\u00bbKitchen Remodeling\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh4&#8243; title_font=\u00bb|600|||||||\u00bb title_font_size=\u00bb24px\u00bb title_line_height=\u00bb1.3em\u00bb custom_margin=\u00bb||10px||false|false\u00bb title_font_size_tablet=\u00bb26px\u00bb title_font_size_phone=\u00bb24px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]Cuando est\u00e9s listo para avanzar, completas la aplicaci\u00f3n y entregas la documentaci\u00f3n correspondiente.<\/p>\n<p>El sistema permite manejar de forma digital varias etapas del proceso.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(224,224,224,0.1)\u00bb custom_padding=\u00bb20px|30px|20px|30px|true|true\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb box_shadow_style=\u00bbpreset1&#8243; box_shadow_color=\u00bbrgba(0,0,0,0.08)\u00bb global_colors_info=\u00bb{}\u00bb background__hover_enabled=\u00bbon|hover\u00bb background_color__hover=\u00bb#F7F2EB\u00bb background_enable_color__hover=\u00bbon\u00bb][et_pb_image src=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb title_text=\u00bblenders mayoristas 1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb30%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text admin_label=\u00bb01&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb&#8211;et_global_heading_font|700|||||||\u00bb text_font_size=\u00bb60px\u00bb header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb positioning=\u00bbabsolute\u00bb position_origin_a=\u00bbtop_right\u00bb vertical_offset=\u00bb40px\u00bb horizontal_offset=\u00bb20px\u00bb text_orientation=\u00bbright\u00bb width=\u00bb40%\u00bb text_font_size_tablet=\u00bb50px\u00bb text_font_size_phone=\u00bb40px\u00bb text_font_size_last_edited=\u00bbon|phone\u00bb custom_css_main_element=\u00bb\/*-webkit-background-clip: text;||-webkit-text-fill-color: transparent;||-webkit-text-stroke-color: #e67e22||;||||-webkit-text-stroke-width: 1px;*\/\u00bb global_colors_info=\u00bb{}\u00bb]05[\/et_pb_text][et_pb_heading title=\u00bbProcesamos el pr\u00e9stamo   \u00bb admin_label=\u00bbKitchen Remodeling\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh4&#8243; title_font=\u00bb|600|||||||\u00bb title_font_size=\u00bb24px\u00bb title_line_height=\u00bb1.3em\u00bb custom_margin=\u00bb||10px||false|false\u00bb title_font_size_tablet=\u00bb26px\u00bb title_font_size_phone=\u00bb24px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]Durante underwriting pueden solicitarse verificaciones o documentos adicionales.<\/p>\n<p>Te ayudamos a entender qu\u00e9 se necesita y a mantener el proceso organizado.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(224,224,224,0.1)\u00bb custom_padding=\u00bb20px|30px|20px|30px|true|true\u00bb border_radii=\u00bbon|15px|15px|15px|15px\u00bb box_shadow_style=\u00bbpreset1&#8243; box_shadow_color=\u00bbrgba(0,0,0,0.08)\u00bb global_colors_info=\u00bb{}\u00bb background__hover_enabled=\u00bbon|hover\u00bb background_color__hover=\u00bb#F7F2EB\u00bb background_enable_color__hover=\u00bbon\u00bb][et_pb_image src=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/10\/lenders-mayoristas-1.png\u00bb title_text=\u00bblenders mayoristas 1&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb30%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text admin_label=\u00bb01&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bb&#8211;et_global_heading_font|700|||||||\u00bb text_font_size=\u00bb60px\u00bb header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb positioning=\u00bbabsolute\u00bb position_origin_a=\u00bbtop_right\u00bb vertical_offset=\u00bb40px\u00bb horizontal_offset=\u00bb20px\u00bb text_orientation=\u00bbright\u00bb width=\u00bb40%\u00bb text_font_size_tablet=\u00bb50px\u00bb text_font_size_phone=\u00bb40px\u00bb text_font_size_last_edited=\u00bbon|phone\u00bb custom_css_main_element=\u00bb\/*-webkit-background-clip: text;||-webkit-text-fill-color: transparent;||-webkit-text-stroke-color: #e67e22||;||||-webkit-text-stroke-width: 1px;*\/\u00bb global_colors_info=\u00bb{}\u00bb]06[\/et_pb_text][et_pb_heading title=\u00bbClosing \u00bb admin_label=\u00bbKitchen Remodeling\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh4&#8243; title_font=\u00bb|600|||||||\u00bb title_font_size=\u00bb24px\u00bb title_line_height=\u00bb1.3em\u00bb custom_margin=\u00bb||10px||false|false\u00bb title_font_size_tablet=\u00bb26px\u00bb title_font_size_phone=\u00bb24px\u00bb title_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]Una vez cumplidas las condiciones y obtenida la aprobaci\u00f3n final correspondiente, la operaci\u00f3n puede avanzar hacia el cierre.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_button buttons_alignment=\u00bbcenter\u00bb admin_label=\u00bbShop Fresh Dairy\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_button_item button_text=\u00bbQuiero revisar mis opciones   \u00bb button_url=\u00bb#evaluar-compra\u00bb background_fill_style=\u00bbslide_right_fill\u00bb button_bg_color=\u00bb#F04A00&#8243; button_use_icon=\u00bbon\u00bb button_icon=\u00bb&#xe04a;||divi||400&#8243; button_icon_color=\u00bb#FFFFFF\u00bb button_on_hover=\u00bboff\u00bb button_custom_padding=\u00bb10px|50px|10px|50px|true|true\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb button_text_color=\u00bb#FFFFFF\u00bb button_font_size=\u00bb25px\u00bb border_radii=\u00bbon|4px|4px|4px|4px\u00bb global_colors_info=\u00bb{}\u00bb button_bg_color__hover_enabled=\u00bbon|hover\u00bb button_bg_color__hover=\u00bb#0D0D0D\u00bb button_bg_enable_color__hover=\u00bbon\u00bb][\/dipl_button_item][\/dipl_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; make_equal=\u00bbon\u00bb use_custom_gutter=\u00bbon\u00bb gutter_width=\u00bb2&#8243; specialty=\u00bbon\u00bb bg_img_2=\u00bbhttps:\/\/latamloans.com\/wp-content\/uploads\/2026\/09\/Hugo-Calvillo-DC-Global-Partners-powered-by-SB-Group-USA.png\u00bb padding_top_1=\u00bb60px\u00bb padding_top_2=\u00bb30px\u00bb padding_right_2=\u00bb0px\u00bb padding_bottom_1=\u00bb40px\u00bb padding_bottom_2=\u00bb0px\u00bb padding_left_2=\u00bb0px\u00bb padding_top_bottom_link_1=\u00bbfalse\u00bb padding_top_bottom_link_2=\u00bbfalse\u00bb padding_left_right_link_1=\u00bbfalse\u00bb padding_left_right_link_2=\u00bbfalse\u00bb disabled_on=\u00bbon|on|on\u00bb module_id=\u00bbHugo-Calvillo\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb inner_width=\u00bb95%\u00bb custom_margin=\u00bb0px||0px|1px|true|false\u00bb custom_padding=\u00bb0px||0px||true|false\u00bb disabled=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb2_3&#8243; specialty_columns=\u00bb2&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_row_inner _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb95%\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb0px||0px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column_inner saved_specialty_column_type=\u00bb2_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][dipl_double_color_heading heading_pre_part=\u00bbExperiencia inmobiliaria real \u00bb heading_main_part=\u00bbaplicada al financiamiento\u00bb main_part_custom_padding=\u00bb|10px||10px|on|on\u00bb admin_label=\u00bbTrusted Dairy, Fresh from the Farm\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_heading_settings_text_align=\u00bbleft\u00bb global_heading_settings_line_height=\u00bb1.6em\u00bb pre_header_font=\u00bb||||||||\u00bb pre_header_font_size=\u00bb45px\u00bb main_header_font=\u00bb|600|||||||\u00bb main_header_text_color=\u00bb#C5A059&#8243; main_header_font_size=\u00bb45px\u00bb custom_margin=\u00bb||15px||false|false\u00bb pre_header_font_size_tablet=\u00bb40px\u00bb pre_header_font_size_phone=\u00bb34px\u00bb pre_header_font_size_last_edited=\u00bbon|phone\u00bb main_header_font_size_tablet=\u00bb40px\u00bb main_header_font_size_phone=\u00bb34px\u00bb main_header_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_double_color_heading][dipl_separator use_with=\u00bbtext\u00bb seprator_thickness=\u00bb2px\u00bb separator_color=\u00bb#C5A059&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb body_font=\u00bb|600|||||||\u00bb body_text_align=\u00bbleft\u00bb body_text_color=\u00bb#0D0D0D\u00bb body_font_size=\u00bb25px\u00bb width=\u00bb90%\u00bb module_alignment=\u00bbleft\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb15px||15px||true|false\u00bb global_colors_info=\u00bb{}\u00bb]Freedom  Vision  Legacy[\/dipl_separator][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#3E3E3E\u00bb header_3_font=\u00bb&#8211;et_global_heading_font|600|||||||\u00bb header_3_text_color=\u00bb#3E3E3E\u00bb header_3_font_size=\u00bb20px\u00bb header_4_font=\u00bb&#8211;et_global_body_font|500|||||||\u00bb header_4_text_color=\u00bb#3E3E3E\u00bb header_4_font_size=\u00bb20px\u00bb max_width=\u00bb100%\u00bb module_alignment=\u00bbleft\u00bb custom_padding=\u00bb||20px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h4><strong>Soy Hugo Calvillo<\/strong><\/h4>\n<p>Mi experiencia me permite analizar el financiamiento m\u00e1s all\u00e1 de cu\u00e1nto puedes pedir prestado: qu\u00e9 est\u00e1s comprando, cu\u00e1nto capital quieres utilizar, qu\u00e9 pago tiene sentido y c\u00f3mo esa decisi\u00f3n encaja dentro de tu objetivo.<\/p>\n<p>Durante 20 a\u00f1os serv\u00ed en U.S. Border Patrol, donde disciplina, an\u00e1lisis y ejecuci\u00f3n eran parte del trabajo diario. Hoy aplico esa misma mentalidad al real estate y al financiamiento.<\/p>\n<p>Mi objetivo es simple: ayudarte a entender tus opciones y tomar una decisi\u00f3n con claridad, ya sea para comprar un hogar, invertir, crecer un portafolio o construir patrimonio.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=\u00bb1_4,1_4,1_4,1_4&#8243; use_custom_gutter=\u00bbon\u00bb gutter_width=\u00bb2&#8243; make_equal=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb95%\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb0px||0px||true|false\u00bb custom_padding=\u00bb25px||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column_inner type=\u00bb1_4&#8243; saved_specialty_column_type=\u00bb2_3&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_number_counter title=\u00bbA\u00f1os de liderazgo federal\u00bb number=\u00bb20+\u00bb percent_sign=\u00bboff\u00bb admin_label=\u00bbHappy Homeowners Served\u00bb _builder_version=\u00bb4.27.8&#8243; 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_builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb100%\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb15px||15px||true|false\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_separator][dipl_double_color_heading heading_pre_part=\u00bbUna trayectoria construida entre \u00bb heading_main_part=\u00bbdisciplina, real estate e inversi\u00f3n\u00bb pre_part_custom_padding=\u00bb|||0px|false|false\u00bb main_part_custom_padding=\u00bb|10px||0px|on|false\u00bb admin_label=\u00bbBring Fresh Dairy Home\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_heading_settings_text_align=\u00bbleft\u00bb global_heading_settings_line_height=\u00bb1.7em\u00bb pre_header_font=\u00bb&#8211;et_global_heading_font||||||||\u00bb pre_header_text_color=\u00bb#FFFFFF\u00bb pre_header_font_size=\u00bb30px\u00bb main_header_font=\u00bb&#8211;et_global_heading_font|500|||||||\u00bb main_header_text_color=\u00bb#FFFFFF\u00bb main_header_font_size=\u00bb30px\u00bb custom_margin=\u00bb||0px||false|false\u00bb pre_header_font_size_tablet=\u00bb40px\u00bb pre_header_font_size_phone=\u00bb34px\u00bb pre_header_font_size_last_edited=\u00bbon|phone\u00bb main_header_font_size_tablet=\u00bb40px\u00bb main_header_font_size_phone=\u00bb34px\u00bb main_header_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][\/dipl_double_color_heading][et_pb_heading admin_label=\u00bbPure, Natural, Delivered to You\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh6&#8243; title_font=\u00bbFigtree||||||||\u00bb title_text_align=\u00bbleft\u00bb title_text_color=\u00bb#000000&#8243; title_font_size=\u00bb20px\u00bb title_letter_spacing=\u00bb2px\u00bb custom_margin=\u00bb||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#FFFFFF\u00bb header_3_text_color=\u00bb#3E3E3E\u00bb header_3_font_size=\u00bb20px\u00bb max_width=\u00bb900px\u00bb custom_padding=\u00bb||20px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>Soy <strong>Hugo Calvillo<\/strong>, nacido en California e hijo de padres latinos.<\/p>\n<p>Durante <strong>20 a\u00f1os serv\u00ed en U.S. Border Patrol<\/strong>, una carrera que form\u00f3 mi manera de liderar, analizar riesgos, asumir responsabilidad y tomar decisiones bajo presi\u00f3n.<\/p>\n<p>Despu\u00e9s llev\u00e9 esa disciplina al mundo empresarial y al real estate. Mi trayectoria como inversionista comenz\u00f3 desde la operaci\u00f3n real: <strong>comprar, renovar, negociar y vender propiedades,<\/strong> incluyendo mi experiencia como franquiciado de HomeVestors.<\/p>\n<p>Con el tiempo ampli\u00e9 esa experiencia hacia el brokerage, el financiamiento hipotecario y la educaci\u00f3n inmobiliaria. Hoy soy <strong>Mortgage Loan Originator, Real Estate Broker, inversionista, instructor y CEO de SB Group USA.<\/strong><\/p>\n<p>He participado en m\u00e1s de $15 millones en transacciones inmobiliarias y durante m\u00e1s de una d\u00e9cada he trabajado tambi\u00e9n en la formaci\u00f3n de agentes e inversionistas.<\/p>\n<p>Mi historia se ha construido entre dos mundos: el sistema estadounidense que conozco desde dentro y una comunidad latina con la que comparto cultura, idioma y visi\u00f3n de crecimiento.<\/p>\n<p>Hoy esa trayectoria converge en una misma misi\u00f3n:<\/p>\n<p><strong>utilizar el conocimiento, el real estate y el financiamiento como herramientas para construir patrimonio con visi\u00f3n de largo plazo.<\/strong><\/p>\n<p><strong>Freedom. Vision. Legacy.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_4,1_4,1_4,1_4&#8243; use_custom_gutter=\u00bbon\u00bb gutter_width=\u00bb1&#8243; make_equal=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#FFFFFF\u00bb background_enable_image=\u00bboff\u00bb background_blend=\u00bboverlay\u00bb width=\u00bb90%\u00bb max_width=\u00bb90%\u00bb custom_padding=\u00bb46px|30px|46px|30px|true|true\u00bb border_radii=\u00bbon|20px|20px|20px|20px\u00bb border_color_all=\u00bbrgba(230,126,34,0.14)\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb10px|20px|10px|20px|true|true\u00bb border_width_right=\u00bb1px\u00bb border_color_right=\u00bb#e67e22&#8243; border_color_bottom=\u00bb#e67e22&#8243; border_width_right_tablet=\u00bb1px\u00bb border_width_right_phone=\u00bb0px\u00bb border_width_right_last_edited=\u00bbon|phone\u00bb border_width_bottom_tablet=\u00bb\u00bb border_width_bottom_phone=\u00bb1px\u00bb border_width_bottom_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_number_counter title=\u00bbA\u00f1os de liderazgo federal\u00bb number=\u00bb20+\u00bb percent_sign=\u00bboff\u00bb admin_label=\u00bbSuccessful Renovation Projects\u00bb _builder_version=\u00bb4.27.8&#8243; 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_module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Los requisitos dependen del programa.<br \/>\nEn una operaci\u00f3n tradicional pueden evaluarse factores como ingresos, empleo, cr\u00e9dito, activos, deudas, down payment y la propiedad.<br \/>\nOtros programas, como determinados DSCR, Bank Statement, Asset Qualifier o Foreign National Loans, utilizan criterios distintos.<br \/>\nEl primer paso es identificar cu\u00e1l corresponde a tu situaci\u00f3n.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfCu\u00e1nto down payment necesito para comprar una casa?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Depende del programa y de tu elegibilidad.<br \/>\nExisten opciones con diferentes requisitos de down payment, incluyendo determinados Conventional, FHA, VA y USDA Loans.<br \/>\nLa cantidad m\u00ednima disponible no significa necesariamente que sea la estructura adecuada para todos los compradores.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfNecesito 20% de down payment?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]No necesariamente.<br \/>\nEl 20% es com\u00fan en ciertos escenarios, pero existen programas que permiten porcentajes diferentes dependiendo del tipo de propiedad, ocupaci\u00f3n, borrower y pr\u00e9stamo.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfQu\u00e9 credit score necesito para comprar una casa?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]No existe un \u00fanico score que aplique a todos los programas.<br \/>\nLos requisitos de cr\u00e9dito dependen del tipo de pr\u00e9stamo, lender y otros elementos del perfil financiero.<br \/>\nAdem\u00e1s del score pueden analizarse historial de pagos, deudas y otros factores.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfQu\u00e9 es una mortgage pre-approval?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Una pre-approval es una evaluaci\u00f3n preliminar realizada utilizando informaci\u00f3n financiera del borrower.<br \/>\nPuede ayudarte a entender un rango potencial de compra antes de hacer ofertas.<br \/>\nNo constituye una garant\u00eda de aprobaci\u00f3n final.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfPuedo obtener un mortgage si soy self-employed?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]S\u00ed puede haber opciones.<br \/>\nDependiendo del perfil, algunos borrowers califican utilizando documentaci\u00f3n tradicional y otros pueden evaluar programas como Bank Statement u otras alternativas Non-QM.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfQu\u00e9 es un Bank Statement Loan?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Es un tipo de programa utilizado en determinados escenarios donde el an\u00e1lisis de ingresos puede apoyarse en dep\u00f3sitos reflejados en estados bancarios durante un periodo establecido, en lugar de depender \u00fanicamente de documentaci\u00f3n tradicional como W-2.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfQu\u00e9 es un DSCR Loan?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]DSCR significa Debt Service Coverage Ratio.<br \/>\nEstos programas est\u00e1n dirigidos a determinados inversionistas y eval\u00faan especialmente la relaci\u00f3n entre el ingreso generado por una propiedad y su obligaci\u00f3n de deuda.<br \/>\nLos requisitos var\u00edan por programa y lender.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfPuedo financiar una rental property sin utilizar mi ingreso personal tradicional?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Determinados programas DSCR pueden analizar principalmente el desempe\u00f1o financiero de la propiedad en lugar de depender exclusivamente de documentaci\u00f3n tradicional de ingreso personal.<br \/>\nEsto est\u00e1 sujeto a requisitos espec\u00edficos.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfPuedo comprar una propiedad en Florida si vivo fuera de Estados Unidos?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]S\u00ed pueden existir opciones para determinados foreign national borrowers.<br \/>\nLos requisitos relacionados con documentaci\u00f3n, capital, reservas, cr\u00e9dito y propiedad pueden ser diferentes a los de un comprador residente en Estados Unidos.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfQu\u00e9 es un Cash-Out Refinance?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Es un refinanciamiento en el que una nueva hipoteca reemplaza la existente y, cuando existe suficiente equity y se cumplen los requisitos, puede permitir retirar una parte del valor acumulado en efectivo.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfQu\u00e9 es un HELOC?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]HELOC significa Home Equity Line of Credit.<br \/>\nEs una l\u00ednea de cr\u00e9dito respaldada por el equity disponible de una propiedad, sujeto a los requisitos correspondientes.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfEs mejor una tasa hipotecaria m\u00e1s baja?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]Una tasa m\u00e1s baja puede ser beneficiosa, pero debe evaluarse junto con otros factores.<br \/>\nPuntos, lender fees, closing costs, plazo, cash to close y caracter\u00edsticas del pr\u00e9stamo tambi\u00e9n pueden cambiar el costo real de una alternativa.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfPuedo hablar con Hugo antes de encontrar una propiedad?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||4px||false|false\u00bb custom_padding=\u00bb||1px||false|false\u00bb border_radii=\u00bbon|0px|0px|0px|0px\u00bb border_width_bottom=\u00bb2px\u00bb border_color_bottom=\u00bb#F04A00&#8243; global_colors_info=\u00bb{}\u00bb]S\u00ed.<br \/>\nPara muchos compradores es conveniente revisar primero su escenario financiero y luego buscar propiedades con una idea m\u00e1s clara de su rango y alternativas.[\/dipl_faq_page_schema_item][dipl_faq_page_schema_item faq_question=\u00bb\u00bfCu\u00e1nto tiempo tarda un mortgage?\u00bb _builder_version=\u00bb4.27.8&#8243; 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_module_preset=\u00bbdefault\u00bb disabled=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_module dipl_separator dipl_separator_0\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t<div class=\"dipl_separator_container align_none\">\n\t\t\t\t\t<div class=\"dipl_line dipl_line_before\"><\/div>\n\t\t\t\t\t\t  \n\t\t\t\t\t<div class=\"dipl_line dipl_line_after\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div><div class=\"et_pb_module dipl_double_color_heading dipl_double_color_heading_0 \">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t<div class=\"dipl_text_wrapper\"><h1><span class=\"dipl_pre_text\">Pr\u00e9stamos hipotecarios y financiamiento inmobiliario en Florida para<\/span><span class=\"dipl_main_text\">&nbsp;compradores e inversionistas<\/span><\/h1><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>Compra tu primera propiedad, financia una inversi\u00f3n, refinancia un [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-100040","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/pages\/100040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/comments?post=100040"}],"version-history":[{"count":174,"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/pages\/100040\/revisions"}],"predecessor-version":[{"id":100577,"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/pages\/100040\/revisions\/100577"}],"wp:attachment":[{"href":"https:\/\/latamloans.com\/en\/wp-json\/wp\/v2\/media?parent=100040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}